Public summary
This freelance, project-based role involves evaluating AI-generated mortgage underwriting decisions for various loan types, creating test cases for income qualification of self-employed borrowers, and auditing regulatory compliance documents. Ideal candidates have 3+ years in mortgage underwriting or loan origination, hold a relevant degree, and possess strong knowledge of Fannie Mae/Freddie Mac guidelines and applicable regulations. English proficiency at C1+ level is required. Compensation can be up to $60 per hour based on experience and contribution pace.
Location and work setup
- Location
- Berlin
- Remote status
- Remote
- German requirement signal
- No German Required Detected
- Detected job language
- English
Salary
USD 60.00 - 60.00 hour
Responsibilities
Evaluate AI-generated mortgage underwriting decisions across multiple loan types; develop test cases for income qualification of self-employed borrowers using IRS forms; draft and audit conditional approval letters and adverse action notices to ensure regulatory compliance; differentiate between selling guide rules and lender overlays; document problem statements and verify correct answers.
Qualifications
Degree in Finance, Economics, Business Administration, Accounting, Real Estate, or related field; minimum 3 years of experience in mortgage underwriting, loan origination, real estate, or financial services; familiarity with qualifying income calculations for self-employed borrowers using IRS Forms 1040, Schedule C, E, and K-1; strong knowledge of Fannie Mae and Freddie Mac selling guides, as well as Reg B, Reg Z, and TRID regulations; strong written English skills with proficiency at C1 level or above.